Universal Standard Cashback & Rewards — 18 Portals Compared

Universal Standard cashback is highest right now at CapitalOne Shopping (up to 7%), ahead of TopCashback.com (4.04%) and BeFrugal (4%). GotCashback.com tracks Universal Standard across 18 cash back portals, airline shopping portals and credit card malls — including American AAdvantage, Southwest Rapid Rewards and Alaska Mileage Plan.

Rates last checked 9 Sep 2026, 1:49 AM CT

Cashback RatesCashback10Cashback HistoryHistory

	Portal	Cashback
	TopCashback.com	4.04%
	BeFrugal	4%
	RebatesMe	4%
	Mr. Rebates	3%
	Rakuten	2%
	CapitalOne Shopping	Up to 7%
	Microsoft Cashback	Up to 3%(≈ up to 2.31%)
	Citi Shop	Up to 2.6%
	GoCashBack	Up to 0.8%
	USAA MemberShop	2%(≈ 2%)	Set Reward Value

Last 12 monthsLast 30 days

We have been keeping track of Universal Standard cashback rate history. Take a look at the chart!

Universal Standard airline miles and credit card points

These shopping portal offers pay airline miles or credit card points instead of cash; the estimated value uses each program's default point value.

	Portal	Rate	Estimated value
	Rove Miles	2.3 miles / $	—	Set Reward Value
	Barclaycard RewardsBoost	2 points/$1	2%	Set Reward Value
	Chase Ultimate Rewards	2x pts	—	Set Reward Value
	American AAdvantage	1.5 miles/$	1.5%	Set Reward Value
	Southwest Rapid Rewards	1 pt/$1	1%	Set Reward Value
	Alaska Mileage Plan	1 point/$	1%	Set Reward Value
	Delta SkyMiles Shopping	1 mile/$	1%	Set Reward Value
	United Airlines MileagePlus Shopping	1 mile/$	1%	Set Reward Value

Universal Standard cashback frequently asked questions