Simple Cashback & Rewards — 10 Portals Compared

Simple cashback is highest right now at USAA MemberShop (5%), ahead of CapitalOne Shopping (2%). GotCashback.com tracks Simple across 10 cash back portals, airline shopping portals and credit card malls — including Alaska Mileage Plan, American AAdvantage and Southwest Rapid Rewards.

Rates last checked 9 Sep 2026, 1:49 AM CT

We have been keeping track of Simple cashback rate history. Take a look at the chart!

Simple airline miles and credit card points

These shopping portal offers pay airline miles or credit card points instead of cash; the estimated value uses each program's default point value.

Simple cashback frequently asked questions

Simple cashback is a form of rebate offered by cashback portals where you earn a percentage of your purchases back as cash. When you shop through a cashback portal, you click on a retailer link, and a portion of your spending is returned to you as cashback.
To maximize your Simple cashback earnings, always start your shopping process at a cashback portal, look for special promotions or bonus offers, and consider using credit cards that offer additional cashback on purchases.
No, earning Simple cashback through cashback portals is typically free. You only need to consider any fees from the payment methods you choose to use, but the cashback itself does not incur fees.
Yes, some cashback portals offer options to earn Simple cashback on in-store purchases by allowing you to upload receipts or by linking your store loyalty card to your cashback account.
The time it takes to receive your Simple cashback varies by portal. Generally, cashback can take anywhere from a few days to several weeks to be confirmed and paid out, depending on the retailer's return policy.
Simple cashback is primarily available in the U.S., but many cashback portals offer services in multiple countries. Always check the specific cashback portal for its geographical coverage.
If you return an item after earning Simple cashback, the cashback for that purchase will typically be deducted from your account. The retailer will reverse the cashback as part of their return process.
Yes, in most cases, you can combine Simple cashback with other discounts, coupon codes, and sales. This can enhance your total savings on purchases.
No, not all retailers participate in cashback programs. It's best to check the cashback portal for a list of participating retailers to ensure you can earn Simple cashback on your purchases.
Most cashback portals provide an online dashboard where you can track your Simple cashback earnings in real-time, including pending and available payouts.
Common payout options for your Simple cashback include bank transfers, PayPal, gift cards, or checks, depending on the policies of the cashback portal you are using.
Yes, you will need to create an account with a cashback portal to start earning Simple cashback. This typically involves signing up with your email and providing some personal details.
Many cashback portals set a minimum payout threshold that you must reach before you can withdraw your Simple cashback. This threshold can vary, so be sure to check the specifics of the portal.
Yes, many cashback portals have mobile apps that allow you to earn Simple cashback. You can shop directly through their app or use mobile-specific offers to maximize your earnings.
If your Simple cashback doesn’t track after making a purchase, many cashback portals allow you to submit a claim or support ticket. Be ready to provide details such as order confirmation or receipts.
Yes, using ad blockers can interfere with tracking your Simple cashback. To ensure proper tracking, it is recommended to disable any ad blockers while shopping through cashback portals.
Yes, many subscription services, such as streaming platforms or product subscription boxes, offer Simple cashback when you sign up through a cashback portal. Be sure to check for specific offers.
Yes, cashback portals frequently run seasonal promotions or double cashback events, especially during holidays or special sales. Check the portal regularly for the best offers.
When selecting a cashback portal, consider the percentage of cashback offered, the variety of retailers, payout options, user reviews, and any additional bonuses for new users.

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Simple cashback in other countries
CountryTop RatePortal
Simple cashback in United KingdomSimple 75%TopCashback.co.uk