On Cashback & Rewards — 8 Portals Compared

On cashback is highest right now at US Bank Credit Cards (7%), ahead of CapitalOne Shopping (up to 1.5%). GotCashback.com tracks On across 8 cash back portals, airline shopping portals and credit card malls — including Southwest Rapid Rewards, Alaska Mileage Plan and American AAdvantage.

Rates last checked 9 Sep 2026, 1:49 AM CT

PortalCashbackEnd Date
US Bank Credit Cards cashback for OnUS Bank Credit Cards7%
Visit USBank.com, link the offer to your debit or credit card, and then shop.
10/01/2026

We have been keeping track of On cashback rate history. Take a look at the chart!

On airline miles and credit card points

These shopping portal offers pay airline miles or credit card points instead of cash; the estimated value uses each program's default point value.

On cashback frequently asked questions

'On cashback' refers to earning a percentage of your purchase amount back when shopping through cashback portals. When you make a purchase through these portals, they track your spending and reward you with cashback.
To start earning 'On cashback', you need to sign up with a cashback portal, browse the offers available, and make purchases through the portal's links.
Generally, there are no fees to join cashback portals or earn 'On cashback'. They make money through retailer partnerships.
You can earn 'On cashback' on eligible purchases, but not all retailers or items may qualify. Check the cashback portal for specific offers.
The time to receive your 'On cashback' earnings varies by portal and retailer, but it usually takes a few days to several weeks.
Typically, you do not need to enter promo codes. Simply go through the cashback portal to earn 'On cashback'. However, some special promotions may require them.
Yes, you can often combine 'On cashback' earnings with other discounts and promotional offers unless specified otherwise.
Some of the best cashback portals for earning 'On cashback' include SimplyBestCoupons.com, Rakuten, and Honey. Compare their offers to find the best for you.
Yes, reputable cashback portals are generally safe to use as they follow standard security protocols. Always use well-known portals and read reviews.
Yes, cashback portals use tracking technology to ensure you earn 'On cashback' for the purchases you make through their links.
It depends on the cashback portal and the retailers. Some portals allow earning 'On cashback' for international purchases, while others may have geographical restrictions.
Yes, if you return a product for a refund, any 'On cashback' earned on that purchase will typically be reversed.
To maximize 'On cashback' earnings, use cashback portals regularly, take advantage of bonus offers, and refer friends to the portal for additional bonuses.
If your 'On cashback' is not credited, you can usually submit a claim or inquiry through the cashback portal's customer service for assistance.
Yes, some cashback portals have restrictions such as minimum purchase amounts, specific items, or limited time offers for earning 'On cashback'.
You should avoid using multiple cashback portals for the same purchase as this may invalidate the 'On cashback' from one of the portals.
Many cashback portals offer referral bonuses. When someone you refer makes their first purchase, you may earn a bonus credited to your 'On cashback' account.
Most cashback portals allow various payment methods, including credit/debit cards and sometimes PayPal, but it is advisable to check each portal's accepted methods.
Yes, cashback portals usually provide a dashboard where you can track your 'On cashback' earnings, pending transactions, and history.
The minimum payout threshold varies by cashback portal, typically ranging from $5 to $25. Check the portal's terms for specifics.

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