H&M cashback is highest right now at Rakuten (2%), ahead of TopCashback.com (up to 2%) and Swagbucks (2%). GotCashback.com tracks H&M across 13 cash back portals, airline shopping portals and credit card malls — including Southwest Rapid Rewards, Alaska Mileage Plan and American AAdvantage.
Stack a discounted H&M gift card with H&M cashback Buy the gift card at a discount, then click through a cashback portal and pay with it at checkout to save twice on the same H&M order.
Rates last checked 9 Sep 2026, 3:41 AM CT
| Portal | Cashback | ||
|---|---|---|---|
 Rakuten | 2% | ||
 CapitalOne Shopping | 0.5% | ||
 TopCashback.com | Up to 2% | ||
 ShopBack | Up to 1.5% | ||
 Swagbucks | 2 SB / $1(≈ 2%) | ||
 USAA MemberShop | 1.5%(≈ 1.5%) |
We have been keeping track of H&M cashback rate history. Take a look at the chart!
H&M airline miles and credit card points
These shopping portal offers pay airline miles or credit card points instead of cash; the estimated value uses each program's default point value.
H&M cashback frequently asked questions
Cashback portals partner with H&M to offer shoppers cashback rewards for making purchases through the portal. Shoppers click on the H&M link on the cashback portal, make a purchase as usual on H&M's website, and then receive a percentage of the purchase amount back as cashback.
No, there are typically no additional fees for earning cashback through cashback portals. Shoppers simply need to make their purchases through the portal's link to qualify for cashback rewards.
The time it takes to receive cashback after making a purchase can vary depending on the cashback portal's policies. Generally, cashback is credited to the shopper's account within a few days to a few weeks after the purchase is confirmed.
Some cashback portals may have a limit on the amount of cashback that can be earned per purchase or per account. It is important to check the terms and conditions of the specific cashback portal to understand any restrictions.
In most cases, shoppers can earn cashback on all qualifying purchases made through cashback portals. However, there may be certain exclusions or restrictions on specific products or categories. It's recommended to review the cashback portal's guidelines for more details.
While shoppers may need to have an account with H&M to make a purchase, they typically do not need a separate account with H&M to earn cashback through cashback portals. Shoppers usually just need to click on the link provided by the cashback portal to activate the cashback offer.
In some cases, using coupons or discounts not provided by the cashback portal may void the cashback offer. It's important to review the terms and conditions of the cashback portal to understand how using coupons or discounts may impact cashback eligibility.
If cashback doesn't track or appears incorrect, shoppers should reach out to the cashback portal's customer service for assistance. They may need to provide proof of purchase to resolve any tracking issues.
Cashback portals typically do not allow the stacking of multiple cashback offers or promotions on the same purchase. It's advisable to review the terms and conditions of the cashback portal to understand any limitations on stacking offers.
The minimum purchase amount required to earn cashback can vary depending on the cashback portal's policies. Shoppers should check the specific terms and conditions of the cashback portal to determine if there is a minimum spend requirement.
In some cases, enabling cookies and disabling ad blockers can help ensure that cashback is properly tracked. It's recommended to adjust browser settings as needed to allow for tracking to receive cashback rewards.
Yes, in most cases, shoppers can earn cashback on purchases made through H&M's mobile app or mobile website when accessed through a cashback portal's link. The process for earning cashback on mobile purchases is typically the same as on desktop.
Cashback earned through cashback portals may be subject to expiration dates or redemption deadlines. Shoppers should review the terms and conditions of the cashback portal to understand any limitations on when cashback rewards can be claimed.
Cashback may require specific conditions to track and be approved, such as completing a purchase in a single session or not navigating away from the retailer's website before completing the transaction. It's important to follow the guidelines provided by the cashback portal.
Shoppers can typically use any payment method accepted by H&M when making purchases through a cashback portal to earn cashback rewards. This includes credit cards, debit cards, and other secure payment options.
Earning cashback on international purchases may vary depending on the cashback portal and H&M's policies. Shoppers should check with the cashback portal to determine if cashback is offered on international transactions and any specific requirements that may apply.
To maximize cashback earnings, shoppers can look out for special promotions, bonus cashback offers, and exclusive deals offered by the cashback portal. It's also beneficial to compare cashback rates across different portals to find the best rewards.
Returning or exchanging items purchased with cashback may impact the cashback rewards earned through the initial purchase. Shoppers should review the cashback portal's policies on returns and exchanges to understand how it may affect their cashback earnings.
In some cases, using a H&M gift card to make a purchase may affect the eligibility for earning cashback. Shoppers should review the terms and conditions of the cashback portal to understand if cashback is available for purchases made with gift cards.
Cancelling or modifying an order with H&M after earning cashback may impact the cashback rewards received. Shoppers should reach out to the cashback portal's customer service for guidance on how changes to orders can affect cashback earnings.
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