Credit Karma cashback is highest right now at Opera Cashback (up to $12.50 back), ahead of TopCashback.com ($7.07 back) and SimplyBestCoupons.com ($5 back). GotCashback.com tracks Credit Karma across 6 cash back portals, airline shopping portals and credit card malls — including Rove Miles.
Rates last checked 9 Sep 2026, 3:21 AM CT
We have been keeping track of Credit Karma cashback rate history. Take a look at the chart!
Credit Karma airline miles and credit card points
These shopping portal offers pay airline miles or credit card points instead of cash; the estimated value uses each program's default point value.
| Portal | Rate | Estimated value | ||
|---|---|---|---|---|
 Rove Miles | Up to 576 miles | up to $576 back |
Credit Karma cashback frequently asked questions
Cashback portals partner with retailers to offer customers a percentage of their purchase amount back as cashback. When you shop through a cashback portal and make a qualifying purchase at a retailer, you earn cashback which is then deposited into your account.
Yes, using a reputable cashback portal like SimplyBestCoupons.com is safe. Make sure to read the terms and conditions of the portal to understand how your data is handled and how cashback is earned.
Most cashback portals do not charge fees for customers to earn cashback. However, some portals may have minimum payout thresholds or account inactivity fees, so it's important to review the terms and conditions.
The time it takes to receive your cashback can vary depending on the retailer and the cashback portal. In general, cashback can take a few days to several weeks to show up in your account.
Not all purchases may be eligible for cashback. Make sure to read the terms and conditions of the cashback portal and the retailer to understand which purchases qualify for earning cashback.
If your cashback does not show up in your account after making a qualifying purchase, you can reach out to the cashback portal's customer service for assistance. They can help investigate and resolve the issue.
In some cases, you may be able to stack cashback with other discounts or promotions. However, make sure to read the terms and conditions of the retailer and the cashback portal to understand any restrictions.
You typically do not need to provide your Credit Karma account information to earn cashback through portals. Cashback is usually tracked based on your purchase activity through the portal.
If you return an item for which you earned cashback, the cashback amount may be deducted from your account. Make sure to review the cashback portal's policies on returns and refunds.
Earning cashback on purchases made with gift cards may vary by retailer and cashback portal. Some portals may not offer cashback on gift card purchases, so it's important to review the terms.
There may be restrictions such as minimum purchase requirements, exclusions on certain product categories, or limitations on the number of transactions eligible for cashback. Review the terms and conditions carefully.
In most cases, you can earn cashback even when using coupons or discount codes. However, it's a good idea to check the terms and conditions of the cashback portal to ensure earning cashback with discounts is allowed.
Some cashback portals may have limits on the amount of cashback you can earn within a certain time period or on specific purchases. Check the portal's terms for details on any earning limits.
Earning cashback on purchases made through mobile apps may be possible depending on the cashback portal and retailer. Make sure to check the portal's guidelines on mobile app purchases.
You typically do not need to link your Credit Karma account to the cashback portal to earn cashback. Cashback is usually tracked automatically based on your shopping activity through the portal.
Some cashback portals offer the option to earn cashback on in-store purchases by linking your credit or debit card. Check the portal's features to see if in-store cashback is available.
Many cashback portals have a minimum payout threshold that you must reach before you can withdraw your earned cashback. Be aware of the threshold and withdrawal options available.
Cashback portals typically provide a dashboard or account section where you can track your earnings, view pending cashback, and see your total cashback accumulated. Check the portal's interface for these features.
To maximize your cashback earnings, consider shopping during special promotions, using cashback credit cards for additional rewards, and staying updated on new offers from the cashback portal and retailers.
Some cashback portals offer referral programs where you can earn additional cashback by inviting friends to join and shop through the portal. Check the portal's referral terms for details.
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