BeFrugal vs TopCashback.com: Which Cashback Portal Pays More?
Cashback rates from BeFrugal and TopCashback.com, compared across every store both portals cover.
The verdict
TopCashback.com — BeFrugal 11.4%, TopCashback.com 86.9%, 1.7% Tied
Who pays more, and how often
 BeFrugal | TopCashback.com | |
|---|---|---|
| Pays more at | 210 (11.4%) | 1602 (86.9%) |
| Average advantage when ahead | +3.46% | +2.58% |
| Stores with live rates | 3366 | 6695 |
| Only on this portal | 1073 | 4402 |
439 shared stores are left out because one side quotes an "up to" ceiling rather than a guaranteed rate.
10 shared stores are left out because one side pays a flat amount and the other a percentage, with no typical order value held for them.
Top stores where BeFrugal pays more
| Store | BeFrugal | TopCashback.com | Advantage |
|---|---|---|---|
| illesteva | 15% | 3.03% | +11.97% |
| Coursera | 20% | 10.10% | +9.9% |
| Quay Australia | 10% | 3% | +7% |
| eCosmetics | 8% | 1.01% | +6.99% |
| Bluemercury | 10% | 3.03% | +6.97% |
| Men's Wearhouse | 10% | 3.03% | +6.97% |
| LifeStride | 9.2% | 3.03% | +6.17% |
| Aeropostale | 10% | 4.04% | +5.96% |
| Johnnie-O | 10% | 4.04% | +5.96% |
| philosophy | 10% | 4.04% | +5.96% |
| Georgia Boot | 12% | 6.06% | +5.94% |
| Uncle Bud's Hemp | 12% | 6.06% | +5.94% |
| No Nonsense | 16% | 10.10% | +5.9% |
| Rodd & Gunn | 6% | 1.01% | +4.99% |
| Chubbies | 8% | 3.03% | +4.97% |
Top stores where TopCashback.com pays more
| Store | BeFrugal | TopCashback.com | Advantage |
|---|---|---|---|
| ExpressVPN | 35% | 120% | +85% |
| Visible Wireless | $2 | $30 | +28.00 |
| Central Vapors | 3% | 30.30% | +27.3% |
| Columbia Sportswear | 2.4% | 25% | +22.6% |
| Make Up For Ever | 5% | 25.25% | +20.25% |
| Belk | 4% | 20% | +16% |
| EaseUS | 35% | 50.50% | +15.5% |
| Total Wireless | $10 | $25.25 | +15.25 |
| Webroot | 5% | 20.20% | +15.2% |
| Stack Social | 1% | 15.15% | +14.15% |
| Lucyd | 2.4% | 15.15% | +12.75% |
| Lancome | 1.2% | 12% | +10.8% |
| T3 Micro | 1.8% | 12.12% | +10.32% |
| Curology | $5 | $15.15 | +10.15 |
| ContactsDirect.com | 6% | 16% | +10% |
Who wins for which store type
| Category | Stores | BeFrugal | TopCashback.com |
|---|---|---|---|
| Clothing | 151 | 23 | 122 |
| Shoes & Footwear | 115 | 15 | 95 |
| Beauty & Personal Care | 113 | 12 | 101 |
| Women's Clothing | 75 | 9 | 66 |
| Beauty | 62 | 6 | 53 |
| Electronics | 58 | 3 | 54 |
| Health & Wellness | 56 | 8 | 48 |
| Home Decor | 48 | 4 | 43 |
| Jewelry | 47 | 7 | 40 |
| Pet Supplies | 45 | 4 | 40 |
| Home & Garden | 34 | 4 | 30 |
| Furniture | 32 | 6 | 25 |
| Sporting Goods | 31 | 3 | 28 |
| Consumer Electronics | 23 | 0 | 22 |
| Home Improvement | 20 | 0 | 20 |
| Eyewear | 19 | 2 | 17 |
| Vitamins & Supplements | 19 | 2 | 17 |
| Office Supplies | 18 | 2 | 15 |
| Athletic Apparel | 14 | 1 | 12 |
| Software | 14 | 0 | 14 |
| Sports & Outdoors | 10 | 1 | 9 |
Side by side
| BeFrugal | TopCashback.com | |
|---|---|---|
| Sign-up bonus | $10 | 5 |
| Payment methods | PayPal, Direct deposit, Gift card, Zelle | PayPal, Direct deposit, Gift card |
Payout terms as published by each portal. Check the portal's own terms before relying on them.
BeFrugal vs TopCashback.com cashback frequently asked questions
Across the 1,844 stores both portals cover with directly comparable rates, BeFrugal currently pays more at 11.4% of them and TopCashback.com at 86.9%. Which is better for you depends on where you shop - the store tables above break it down.
BeFrugal pays more at 11.4% of shared stores, by 3.46 percentage points on average when it does. TopCashback.com pays more at 86.9%, by 2.58 points. Winning more often and winning by more are not the same thing.
BeFrugal has live rates at 3,366 stores and TopCashback.com at 6,695. But 1,073 are only on BeFrugal and 4,402 only on TopCashback.com, so the wider catalogue is not automatically the better one for the shops you actually use.
Of the 2,293 stores both portals cover, 439 are left out because one side quotes an "up to" ceiling rather than a guaranteed rate, and 10 because one pays a flat amount against a percentage. That leaves 1,844 compared directly.
Yes. Only one cashback portal can be credited for a given purchase, so the usual approach is to keep accounts with both and click through whichever pays more at that store. That is what this page is for.
BeFrugal offers $10 and TopCashback.com offers 5. A sign-up bonus is one-off, though — the rate difference above repeats on every order.
Methodology
Based on 1844 overlapping stores where both portals quote directly comparable rates. Rates verified September 9, 2026.